By pooling our resources, we minimized financial risk and maximized our capacity to complete the necessary renovations.

My comment is more about minimalism than it is affordable housing.

Additionally, the property's purchase price provided an opportunity to generate significant returns with minimal investment, aligning perfectly with our investment strategy and goals.

My understanding is that the city wants to minimize the lead content of areas in a home that occupants have the most exposure to, hence the testing is on walls, window sills, and other painted areas.  

On one hand, paying all cash minimizes risk and lets me reinvest profits quickly.

I have been audited by the commission (the result was minimal issues to address) and it is no fun.

I also understand id be splitting the reward/ rent but that's why I think if I can pay 50% with him or 100% alone then is minimizes a lot of my risk. cast your vote and help me out, ahah I'm new here and to the world or real-estate so take it easy on me please.

Purchase a SFH with cash (from HELOC) $114,000, minimal repairs around $3000 if that.ARV: $152,000I have a bank that will do "delayed financing". 80% LTV up to $114,000+closing costs. 30 year fixed at 5% or 15 year at 4.1%I should be able to get all my money back if it appraises correctly.

Yes people lose it all, typically because of over leverage or crazy events like 2008 - but if you also have cash reserves you can offset any downside to minimize risk even moreWhen people start using lines of credit and seller financing at 90-100% you are correct those people have a very high chance of losing it all.

This will at least minimize your tax bill.