I didn't have much money, and not much experience but I used my background in finance to put together a syndication and buy an old office building and drive thru on .59 acres with the purpose of developing housing.My passion was creating housing in a city with under 2% vacancy and skyrocketing housing costs.

If you are a partial owner of this land, I would not invest much or any money into it.

It also appears Investor's Edge may have rebranded from their old company name "Do Hard Money".Propstream screenshot:"Investor's Edge/Dohardmoney" screenshot: if its a reboot of Do Hard Money one would want to read all the threads on that Utah based company.

The reality is that you need a lot of time and money up front to get your project started and you need to really work on building your credibility.

At this point I am reading books, saving money, and looking to make relationships in the investment community.

The dollars for the light renovations would be the only money you'd pay to us directly.

Sounds like this is a private money lender or a hard money lender.If you are getting funds from another source and relying on that to close, you should not put in the purchase agreement that you are buying with cash.

I couldn't save enough money for a down payment on my first real estate investment. 

To generalize broadly, most who call themselves private or hard money lenders (or any of the other euphemisms for the same thing) typically originate first-position or (rarely) second-position performing real estate loans.

Our idea is to pay cash and live mortagge free with the idea of saving some money.