Honestly it’s all about opportunity cost.If that additional cost is going to yield you more than it costs; then pull the trigger .If you borrow a down payment, it’s going to reduce your cash on cash return as your mortgage payment is increased. 

I guess this is a perk of buying at the peak of rates now that the Fed wants to reduce rates in the near future.

I'm fairly confident from reading online we don't qualify for an exemption, but I'm trying to assess actual closing costs to trying and reduce them All details:Bought the house 2.5 years ago for $980K (left on mortgage $753K), we have a clause for an assumable mortgage for me to take over (I can keep same rate).

Otherwise, shorten their term and get them paid out  in 12-24 months to "reduce" their risk.it sounds like you are trying to make an offer with this scenario. 

To reduce the number of turnovers/management burden?

@Tim DelaneyHey, I have read books from CPAs that have said how I can reduce my taxes.

It also reduces the likelihood of price fluctuations based solely on seasonal trends, allowing for more predictable cash flow and quicker returns.Markets with minimal seasonality also provide greater flexibility for investors, who aren’t pressured to time transactions based on seasonal cycles.

For experienced investors, do you see a scenario where an investor would assume the properties at a reduced rate which would allow us to cash out and them the opportunity to earn some easy money while holding the properties.For example: Say if we wait, we will sell the properties for $1M.

Down Payment Assistance: Proposed up to $25K in down-payment support for 1st-time homebuyersMarket implications under Harris include potential stabilization of home prices through increased housing stock, enhanced affordable housing options, reducing competition in rental markets with a greater focus on urban development and rental price controls.Savvy investors may want to focus on affordable housing opportunities and urban renewal projects under a Harris administration.Former President Trump will likely focus on deregulation and private sector growth, emphasizing market-driven solutions and reduced government intervention.

I was trying to eliminate or reduce the taxes.