The beer budget crowd pinching pennies can go back to steerage.Knowledge and experience is EXPENSIVE because it takes a long time to acquire.

That is the terrifying part about using OPM, for me at least, is that if the lender gets in a pinch, I'm liable. 

But what's the point of going through life if I'm going to pinch pennies and not enjoy it?

I invest in low income housing and am often called a slumlord by everyone except my tenants because they know I’ll fix stuff and take care of them in a pinch so I have their respect , however I do understand this niche and I wouldn’t over improve the property because it will get torn up and in the end will not make me money and yes, I’m doing this for money not because I’m hellbent on helping the community .

We advertise sleeping 10 but can do up to 14 in a pinch if there are more kids.Will they be checking?

@Samuel Boyd, I bought the heater on one of the quarterly sales that Pinch A Penny pool service offers. 

Is it because people don’t want to deal with penny pinching landlords when doing owner financing?

It makes a great weapon in a pinch.

Unfortunately, you're in a tough position being pinched between the first and the second.

Not trying to pinch pennies, just wondering what others have done in similar situations.