I've seen other people in the forum who simply use independent savings accounts but it is not clear to me if that is legal.

Take people's advice and also dont take people's advice, make a decision that best fits your situation. 

I am looking to purchase a residential or commercial multi family in the Sherman/Dennison TX area. I am also open to partnering on a transaction.  Can anyone suggest and agent or property manager that can help me with...

Local Investment StrategiesHouse Hacking: Given the affordable entry prices, Albuquerque can be a great place to start house hacking, especially near the university areas.BRRRR: For those familiar with the Buy, Rehab, Rent, Refinance, Repeat method, there are opportunities in Albuquerque to purchase under-valued properties, especially in areas undergoing gentrification.Airbnb/Short Term Rentals: As previously mentioned, the city's rich cultural appeal can make certain properties lucrative for short-term rentals.

People will not like them because they are harder to open. 

I think too many people move on to property number two and three before property number one is really in good shape and later they regret it.

I know several people from California who have been purchasing a couple of duplexes in the Midwest each year.

Later on, I started voting on people that took the time to answer my post or question if I liked their answer.

Depending on the type of commercial you want to get into my suggestion is to go work for a company that does commercial real estate as learning from people who do it and getting paid at the same time is not a bad strategy 

In Arizona, there are a lot of reputable people who do lease options.