I am an agent in the Iowa City area, however, I have worked numerous times with Regen Johnson at Ruhl&Ruhl.

That's too funny that you responded to this because I just listened to your podcast 2 days ago.

@Gp G. only you should answer this question and just listen to our advice with the proverbial grain of salt!

It's usually not, and b) you need to have TIME to dedicate to them, listen to their calls, provide feedback and get them to the level you need.

The more you listen, the more they like you.I am an introvert and hate networking.

Listen to your gut.

On the income side there are numerous things you could do to improve revenue but they are not listed.  

Right now I'm listening to Start with Strategy by Dave Meyer which I also recommend to anyone!!

You definitely need an attorney and your realtor crapped the bed or you weren't listening at all since you didn't even know where the security deposits went to.

Of course, your opinion is just as valid as mine, and if it works for you, that's all well and good.True, you definitely do NOT want to give up a 3% loan....BUT there are numerous CREATIVE ways to build net worth FASTER than hold and reinvest cash flow.