That said, plumbers are notoriously outrageous in their prices when they have you over the proverbial barrel.

The other concern I have is finding insurance for the house, given Detroit's somewhat notorious reputation it seems like it may be a struggle to insure just one rental property. 

@Mindy Jensen,You can probably see that yes, in some cases with certain notorious lenders, DoS does indeed get invoked.In general, however, experience seems to indicate that as long as the payments are being made many lenders will find "bigger fish to fry" which won't cost them as much to go after.As long as REIs resist the concept of building a business before trying to run it, this will continue to be a point of discussion, I'm sure.

Violations if caught can be fines, prison, and/or restitution.

The Real Estate Cycle there is not half way back up to the top after the Lava Jato scandal even put Lula, the President, in prison.

Essentially they are performing their duty and operating as designed.Garbage disposals are notorious for breaking.

Instead of whining, get creative and find the next deal.As investors, we deal with all kinds of schenanigans....people take keys all the time out of private lockboxes, listing agents already have a contract with an inside buyer (Reo agents are notorious for this), agents call for highest & best when they only have one offer...yours!  

People are notoriously irrational when money becomes involved. 

Ultimately what I'm suggesting is that their Loan Officers / Underwriters at online lenders are notoriously bad at identifying whether someone adheres to loan (in this case FHA) guidelines in regards to income, assets, credit, property condition, etc. until it's way too late and closing is almost upon you. 

New owner).I'm still waiting on my offer to be accepted but before placing an offer, my due diligence was to make sure I had a contingency in place since there are things like ground rent in my area hat I have to also consider as well as an astringent City Code/Housing office that notoriously places liens that don't show up right away.Not sure if this is helpful for you on this current transaction but it may be helpful to spend the few extra hundred dollars for the enhanced title insurance when purchasing in all cash or on non-traditional (I.e REOs//estate/divorce) properties.