If it’s doable financially I’d recommend the duplex.

If you can get land for a good price and let's say build a modern quad with 1200 sqft 2 bed 2 bath units and garages for $200/sqft you are looking at about a million.

& how you become financially free is by letting whoever your renting to (I'm guessing that was a step also?)

I even try to unsell them on the business by sharing my financial losses, litigation,  market shifts, permit purgatory, shady contractors,  clouded title issues,  paranormal activity, squatters, mold, etc.

The question is mostly a personal financial planning question and it depends on your preference and what balance of risk and access you'd like and would be comfortable with.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

BFS FINANCIAL SOLUTIONS is posing as a lender, or they legit.??

BFS FINANCIAL SOLUTIONS is posing as a lender, or they legit.??

Prioritize your financial stability.

But many people need to consider if they are financially ready for it or not.