Up north the gas company will install additional meters for a very low cost, usually hourly billed time for the work and possibly low cost equipment.

Here is your tip:Buy low and sell high, also don't eat the yellow snow.

Down payments on DSCR purchases can be as low as 15% right now, and as you noted, they don’t impact your DTI.

Main benefits to this strategy include:- Low down payment options (as low as 3-5%)- Acquisition experience- Property management experienceThe NYC metro area has nearly 2,000 available 2-4 unit listings on the market.Other new investors consider the BRRRR Strategy.All the best to you on your journey!

Success:  Signing a deal with First WatchFailure: Bought a retail condo, not realizing the low ceilings were such a deal breaker for a lot of tenants.Pain: A lot of turnover this year, especially in light industrialAha moment:  Mortgage note investing needs to be a larger part of my portfolio2025 Goals: Less Investing and more pickleball!

Quote from @Bonnie Low: Hey, Colin!

So I had a windfall and can sort of "semi retire" with a part time low stress job. 

Brandon Turner wrote a book for BP called Investing with Low or No Money Down - start with that.

I know I need to get a credit card and keep my utilization ratio low, but I wouldn't know much about the process of actually receiving a conventional loan from a bank or any type of loan.

Is there a way I can take on the current mortgage payments (at the low rate) and get a new mortgage to make up the difference between the existing mortgage and the current value?