We just had our 3-year loan mature on 2/2/24.

Prioritize deals that offer steady long-term returns over ones that seem too good to be true.DSCR Loans for Growth:Debt Service Coverage Ratio (DSCR) loans can be a game-changer for investors who want to scale.

With my situation of not being bankable, would DSCR loans still apply to me?

I am considering doing this with a 0% APR credit card to avoid a loan. 

Since the rent roll was too low, she had to secure financing through a private lender that based the loan on market rent rather than the current rent.

For example, the max LTV on most DSCR loans is 80%, but if you are rural, you will likely be cut to 70% LTV or less (if the lender can do rural).

A foreclosure initiated by Ocwen won't touch your credit at all as you are in a second lien position and not a direct holder of the loan/mortgage.If the foreclosure starts you might be able to recoup the money or lose it.

Meet-ups via local groups or via zoom calls or private REI clubs/groups.Asking a seasoned agent in each city/county as well as a Banker/Loan officer will also help put a plan together.

Are there any loans out there that require less than 10% down?

That ROE is actually including what I'm paying on the loan principle so it's not even real cash flow, just money I'll get back when I sell.