![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1425564/small_1721750830-avatar-alana69.jpg?twic=v1/output=image&v=2)
4 November 2024 | 1 reply
You're not in this game for a year with the buy and hold strategy.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1989548/small_1697086867-avatar-andrewl522.jpg?twic=v1/output=image&v=2)
4 November 2024 | 7 replies
If you're getting back into the lending game for long-term hold investors, a realistic “ideal” loan might look like this:Rates: Somewhere around 6-8% interest, depending on the risk profile of the borrower and the property.LTV: 70-80% LTV is solid, especially if you're aiming for lower risk.Term: 5-10 years works for LTR investors who want stability.Fees: Reasonable origination fee (1-2%) is expected, but avoid nickel-and-diming borrowers with hidden fees.Prepayment: A soft prepayment penalty could be fair if paid off in the first couple of years, but after that, no penalties.Speed: Being able to close quickly (within a couple of weeks) would be a huge plus.In short, give investors a competitive rate, decent terms, and flexibility on prepayment, and you’re golden.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2759221/small_1694688720-avatar-jessicaf187.jpg?twic=v1/output=image&v=2)
3 November 2024 | 3 replies
Hey I am fairly new to the real estate investing game and want to see if anyone has a REI meet up or zoom meeting going for the Birmingham, Al area?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3120466/small_1732294815-avatar-kentf21.jpg?twic=v1/output=image&v=2)
30 October 2024 | 0 replies
Texas is exploring several public-private partnerships to tackle housing affordability, especially as demand outpaces supply. Have you come across any interesting models or success stories that could be applied more b...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1521330/small_1621513171-avatar-malhotraspokane.jpg?twic=v1/output=image&v=2)
4 November 2024 | 19 replies
I guess everyone has their own game plan but there are states that are offering huge ARV potential and cash flow options.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/577225/small_1621492983-avatar-markkelley.jpg?twic=v1/output=image&v=2)
1 November 2024 | 18 replies
He was also featured on the local news station for his innovative work.The tenant is of course taking no responsibility for any of his actions or the damage, and he mainly just throws out empty and somewhat comical threats about a team of lawyers on standby, accusations of insurance fraud, and leaving bad reviews for the property manager.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1874117/small_1654265047-avatar-anwarh3.jpg?twic=v1/output=image&v=2)
3 November 2024 | 2 replies
It sounded like you were viewing this from afar as a numbers game and not at all attached to the asset and Easton, which is a great area.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1268651/small_1642535949-avatar-johns1484.jpg?twic=v1/output=image&v=2)
1 November 2024 | 6 replies
To all aspiring house hackers and those aiming for a single-family primary to hold it as a long-term rental, what are your biggest frustrations likely keeping you from jumping in the game?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/140237/small_1621418988-avatar-ansullivan.jpg?twic=v1/output=image&v=2)
6 November 2024 | 26 replies
This is a very fair game I could say, I meant to say in the real world they're just "property management"/REIT that doesn't necessarily have to perform to buy/sell the property to increase NAV.
1 November 2024 | 11 replies
Hi Kim, welcome to the game.