This is a huge plus because it offers liability protection, meaning your personal assets are shielded if there are any legal issues with tenants or the property.Doesn’t Appear on Your Personal Credit: One of the big perks is that these loans don’t get reported on your personal credit profile, so they won’t impact your credit score or debt visibility.

Below is a comparison of Texas and Nevada.Sources for insurance and property taxes: Insurance - ValuePenguin, State Property Tax Rates - Rocket Mortgage.In order to demonstrate the impact of taxes and insurance on net rental income, I compared the overhead costs of a $400,000 property in Texas and Nevada.

Their income can be impacted because they often need a price point that is competitive with a hotel room.  

And in the deal by deal syndication space, the deal will have a bigger impact on my returns than the sponsor.  

**Evaluate the Condition of the House** - With limited cash, repairs might feel overwhelming, but some issues can directly impact the home’s value or ability to refinance.

Quote from @Laura Au: @Jimmy Lieu, what is the impact to Columbus from illegal migrants?

The assets become difficult to operate as the price points are disproportionately impacted  by operating expenses and  cap ex.

However, your credit could also be impacted if you're co-signing or jointly applying for the loan.Regarding the funds, lenders usually require that the down payment funds be seasoned, meaning they need to be in the account for a certain period, often 2-3 months, to ensure they are not borrowed.

Unfortunately the additional fee disproportionately impacts smaller projects (I recently paid the same acceleration fee for  $600,000 SF renovation as I just did for a $2.5M school building conversion). 

Also, keep an eye on mortgage rates, as they can impact buyer demand.