So then for those of us just starting out with no cash & HORRIBLE personal credit, what do y'all suggest??

People who aren't in (or learning about) this field give horrible advice (especially parents!).

that leads them into such horrible situations.

that's horrible.

The only tile that is cracked is the tile in the bathrooms (not horrible).

Plus, it looks simply horrible on a business card.Finally, I talked her into using a simple name that anyone could remember and anyone could spell.

All Cash Its true 30 percent is a horrible number but think of it this way the people that are here are renting.

I got my FICO in July and it was a 674 which isn't HORRIBLE, but I want it alot higher so I can get a good rate for my first real estate dealAnyway..I heard that for people like me, I could get authorized under some1 else's credit card and I would automatically pick up their years of credit.

My reasons are:Recently graduated from college and have found a horrible job that pays next to nothing.Living with my aunt because I moved from our small town to a major city (thinking I would find a better paying job).No experience in real estate.

$120,000, but the paint is horrible, and kitchen is out dated, and a few other things that turn prospects away.