I’d be curious to know what local company you found that would quote it, and if they used the CA Fair Plan in their quote. 

We're also seeking to buy a local (Raleigh / Durham) property management company to expand that business more rapidly.

If there was ever an incident and legal action was taken against you, your defense team is the lawyers from a big insurance company and they're in the business of paying as little as possible. 

I work in IT at a local boat manufacture and my wife works in the office of a flooring company in Longview.  

If the dye test fails, then the municipality may make require the funds for the repair to be escrowed in order to give a temporary permit.

I’ve been in this situation and with a growing portfolio and expenses, it’s hard to put money aside for two mortgage payments.At Sid Was Here, my management company, we’ve always offered to let guests pay into the future for longer stays.

There are short-term rental management companies that can help with that.One that I work with in Michigan covers the entire state and can advise on local short-term rental regulations or regulations that may be on the way, they can give you an analysis of the demand for short-term rentals in that area, nightly rates in that area, monthly occupancy percentage, and projected monthly income.They also let you choose the level of service you would like from them from full service to minimal.To your success!

Those on the lower end of the income scale are more affected by inflation, and companies like dollar stores that cater to them have had a harder time growing sales. 

The landlord or property management company does.

The Tenant Class greatly impacts rental income stability and property maintenance/damage by tenants.Both Property Classand Tenant Class affect what type of contractors, handymen and property management companies will work on a property.If you buy & renovate a property in Class D area to Class A standards, what Tenant Class will rent it?