If one doesn't own real estate what type of document is used to secure non real estate (i.e. jewelry) as collateral?

Also, jewelry is typically a set max too; however, they can get a rider on their policy and get an appraisal if they have jewelry that exceeds the amount the policy covers (which is typically $1500 or $2500, but policies due vary, so will need to confirm).Finally, when purchasing a policy, I recommend doing an extensive inventory of items and if at all possible, taking pictures of those items.

No cash, jewelry or homes.

It is true, that in many instances no two appraisers will produce the exact same number in the exact same fashion, however, that wouldn't be the point either.

Just because a neighbor was able to deal with it in a simple fashion doesn't ensure you will be able to.

I definitely need to jump on a marketing campaign in some shape or fashion but just haven't found the time to get it going yet.

Sorry about your financials , When things get tough , you have to get tough , do what ever it takes , short term loan from a friend , pawn a car , sell jewelry , give blood .

“The agencies continue to expect institutions to underwrite residential mortgage loans in a prudent fashion and address key risk areas in residential mortgage lending, including loan terms, borrower qualification standards, loan-to-value limits, documentation requirements, and portfolio- and risk-management practices, regardless of whether a residential mortgage loan is a Qualified Mortgage or non-Qualified Mortgage,” they added.The regulators also said they didn’t foresee any lenders running afoul of the Community Reinvestment Act should they decide to issue only qualified mortgages.

The best way to get business and it goes against what you will hear through social media and other technology driven mediums is the old fashioned way.

I invest through an LLC, so my interactions are limited, but transactions are processed in a timely fashion and their fees are reasonable.