Because you've done diligent, detailed and exhaustive title research.

The highest efficiency furnaces have direct venting which means the exhaust is a plastic pipe that goes out the side of your house.

Have you ever hear of or worked with someone who has exhausted all aspects of contacting the last person which is an heir to a property?

If you can't tell I am just a bit exhausted from the sky-is-falling pandering crowd, especially as there is such a ridiculous amount of fact and evidence to the contrary.

I'm assuming you've exhausted all options with your lender? 

Umbrella Insurance:  This type of policy provides coverage if the Liability limits of your underlying policies (Auto, Homeowners, Dwelling/Fire, Boat, etc.) are exhausted in a coverage claim.  

The above list is not exhaustive, but serves as a reasonable starting point from which you can evaluate lenders.

I too am a night owl, but exhausted by the end of the day because i never get enough sleep.

You can find a few groups on Meetup.com like the San Diego Investment Club, SD Outback Real Estate Investor Network, or the SD REI Social.Lastly, what will you do if you haven't closed a deal and you've exhausted your funds?

These are not exhaustive lists, but rather food for thought.