Looking for my SECOND deal, but what should it be?

[Bryan Cavellier]

I currently am house hacking a duplex with an FHA loan. I did not BRRR this deal so refianancing out and using an FHA again is not an option at the moment. I do not have 15-20% for a downpayment to traditionally buy another unit. So my question is, do I buy a SFH (owner occupy loan at 5%) or save up for another MFH to put down 15-20%. Obviously the MFH is going to take about another year or two to save up for where as the SFH should only be another 6 months of savings. Any opinions either way on my next steps or any low money down ways to get a MFH? Thanks as usual BP!!!