At the end of the day, whether small or large deals it always comes down to relationships.

Instead of the cookie cutter blocks you see now a days. 

VA loans are the only loans that allow this, and there is no rate penalty for it no longer being your primary home.With that in mind, you could do a cash out refinance today at a higher rate than current market rates which will create profit on the loan, we can take that profit to pay for your closing costs.

For lending, your rates are going to be higher than if you were to buy under personal name.

@Dustin Wheeler Welcome to BP!

Sorry to hear that you and your wife are having a tough time.

First, you just need to qualify either for REPS, or the property can be an STR (with an average stay of a 7 day or less), you just need one or the other, you don't need both. 

We were hoping to get agency debt on this to get the best rate.

As opposed to someone that works a year or less at each job or even moves state to state often. 

Margins on the market today are extremely tight.