And in Oregon they end up escheating to the state as surplus then you have 9 years to claim them..   

What about this:Get added to the Morgage as someone that is authorized to discuss the mortgage, but not be responsible for it.Get added to the insurance policy as a "loss payee"Get a Deed (Quit Claim or other) from seller but don't record it until the loan is paid off.Keep making payments on the loan under the other person's name.Another idea is to do the same as above but record an option against the property to be able to purchase property at any time in the future for $100. 

1) LTV - seller doesn't want to you claim at last minute that you didn't get approved for a 10% NOO loan, so can't close and you want your EMD refunded.2) PMC Holds EMD - PMC needs to be a licensed RE broker to do this.

One contractor claims he can finish the job in a day with three workers, while others estimate it will take a week.I'm not sure how to proceed with this situation.

Most importantly, the registered agent is listed on the documents, so my personal name doesn't appear anywhere and I can't be traced.I registered the LLCs and then filed a Quit Claim Deed to transfer the property from my personal name to the LLC.

I feel like if you reply you have cast doubt on their claims (especially since many bad reviews make bogus claims).

I have had no major claims in 20 years and no losses since I have been in Florida since 1993. 

Should I quit claim into one or more LLCs?

Worth pitch now claims to be close to TCU.   

They probably had to come up with money to cover a lien claim or such, resulting in the charge.