It feels really unethical.Your comment: "I got a call from my attorney"I'm curious, since you have legal representation that you are presumably paying for, why are you asking people you don't know, who aren't there, haven't seen the paperwork, don't know the local laws or the situation, instead of asking your attorney?

I have a few people interested in investing with me strictly as cash partners.  

Many people in the past few years that were simply raising money for funds or syndications, are now in serious legal trouble.

I personally think they are a good company (that's why I hired them) but they may be too 'busy' for small fish like us.

However while people in Windsor doesn't have the luxury of high paying jobs that GTA residents have, is it just a temporary fever of buying houses, or there is really something going on in this city ? 

I always find it interesting how people start and what they learn from their first deal.

Quote from @Morgan Leiviska: How I would build this database for you would be to connect with people at local meetups that you find.

Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

But it’s their chance to learn, meet people, network and advertise themselves. 

Knowing with the FHA loan might go that route but wondering what other people would do.