The other 2/3s of the metro area are doing more than well in every aspect.Outlook: We are currently in the middle of a giant freeway expansion/modernization project costing $1.7 billion dollars.

I walked the streets during the middle of the day and was harassed and threatened. 

Im a new investor and I've been running some calculations with the BP calculator and I think I have found some good deals but I do not have the best credit right now (middle 600s) and I do not have the proper funds id be comfortable with, with buying a investment property to try and BRRRR or just upgrade a few items.

Having a 24 month term on the front end will also make my job easier doing the take-out loan when it's time to refinance into permanent debt, because there's room in there for a full year of tax returns to have been done in the middle (if your exit plan is to sell, it'll also make it easier on your buyer who will presumably be willing to pay a higher price if they can get an A-paper good mortgage).Ask for a 24 month term, tell your contractor you want it done in a year (and make it financially worth their while if they can pull it off), internally/mentally plan on 18 months, and I'm putting you on notice now to do your tax returns on time, rather than extending them (don't fight me on this, please just do it).Trying to get a renovation mortgage like this for only 1 point is likely a waste of your time, but if you want to ask, after you've secured the above as a 'done deal,' go for it, can't hurt. 

So, finding a middle ground everyone is satisfied enough with is always the first goal for me. 

It seems like there are several big engagers I can think of off the top of my head, then there's a consistent middle of the pack (I recognize their names) - these are all quality posters Then there is a slew of people who ask one question, have a few posts and never engage again.

Overall the people in Syracuse are working class or lower middle class. 

But some of us got caught in the middle of the Domestic violence issues properties face, vandalism, and now more increasingly Drug addiction.

There are lenders that will go down to 620 for your middle mortgage FICO credit score with more money down and lenders who will do 15% down for a single family with 720 and above with a 1.2 DSCR ratio (more on that below).

Literally in the middle area lol.