Like others have mentioned, you will pay structurally more for a home warranty than self-insuring for the cost of repairs.This may be worth it if the value proposition was that you could be hands-off whenever a covered item breaks.In reality, it adds significant overhead because there is the claims process and you give up control of the repair timeline and quality as you have discovered.

But, don't worry because they have connections there.

However, the good software will let you have as many charges as you want per month and the Tenant can make one payment to apply to each charge.You have enough units that it may be worth looking at Buildium.

I would definitely love to connect further to answer anything other questions you have more in depth. 

Just from your real estate, it appears you have built a substantial net worth. 

Might be worth it to have them shop around for you. 

And, yes, if you've decided to make your career in US real estate, I'm not suggesting you should necessarily abandon ship (although again some diversification might not hurt) and you might as well capitalize on all the knowledge and connections you have gained over time.

Happy to connect on this! 

Happy to connect and knowledge if you are interested.

I’ve looked at the Melbourne area and would be happy to connect offline to learn more.I go back and forth between a luxury condo (pros are easier to manage, less maintenance: cons high HOAs, limited STR rules) or a newer built home (pros are larger space, more private, higher appreciation potential: cons higher insurance, more maintenance, more upkeep, more services like lawn care/pool cleaners/etc needed).