And if I'm not mistaken, a lender has the ability (but doesn't necessarily have to) to lend on an even lower credit score with the trade-off being a potentially higher down payment than 3.5%.

Should I keep accumulating these properties for a trade up to a higher asset class later?

I still have that software and may will give anyone a copy if they are seriously interested in trading.

The CEO was heard to say "We are losing $1,143 on every deal but we'll make it up in volume" ;-)"Zillow Shares Fall After Forecasting Home-Flipping Losses"Zillow Group Inc. shares fell as much as 14% in after-market trading after the company forecast that its new home-flipping business would lose as much as$80 million in the third quarter before interest, taxes, depreciation and amortization.The company generated $249 million in second-quarter revenue from Zillow Offers, an algorithm-driven spin on home-flipping, and received requests from 70,000 consumers who wanted to sell their homes to Zillow over the internet.

I just kept trading up until I found a wife that was real estate investor friendly.

Sounds like a lot of work for everyone when all you really want is the trade name... 

You don't get to horse trade landlord-required repairs. 

I seem to recall a trade association for home remodeling contractors that also does something similar. 

I just read that landlords may not contact the ESA owner's therapist directly for any reason whatsoever.

Are you looking to hire trades and run the job yourself or hire a GC?