The power of Rehab is what I try to get my clients to understand every day. 

It means that if something is "added back" then it does not reduce the rental-income one reported; hence meaning more is applied as " rental income sources" towards bringing the DSCR numerator up...towards the 1.25x needed for loan approval odds.     

@Steve Tse, I welcome the public discussion about this, and it is good that you understand that Worcester is heterogenous and there are neighborhoods. 

I would love to get a better understanding of what duplexes in this area actually sell for, and not just running my numbers based off of initial listing prices from owners.

I would be using a DSCR loan since I don’t have 2 years of work history.You are mixing up loan types and I recommend to better understand these types.

It's about understanding their situation inside out – not just the numbers game but their personal challenges, goals, and worries.

However the excuses she has (and I’m sure we could all write a book about them) are, how to say it kindly, laughable almost.I usually get a text saying she will pay by a certain date, which passes and left her a voicemail today asking to talk - I am trying to be understanding and said let’s talk on the phone to discuss a plan, but at the same time - don’t want to keep someone around that is not going to follow their lease terms.Questions:How often is it OK to ping a tenant for late rent?  

It’s important to understand that this 6.4 market cap rate is exactly that… market!

@Allan Pan, I understand it takes time to build up a following and name recognition, but I think it is possible.  

My current CPA doesn't understand real estate.