They have only sent a finance estimate with rate, term etc from their credit department. 

I'm not sure if they will in Hawaii, but look up Pen Fed Credit Union.

Property Management Certificatation (PMC) and the Property Management Master (PMM) then you’ll have a designation which will give you more credit and experience going into it, plus you can add that to your list of designations with your real estate license and career.

So 1 of my referrals, who is a banker, is looking for a non traditional lender who can financed a borrower with a not-so-great credit scores. 

They also have the option for the tenant to have their payments reported to the credit bureaus which is great for the tenant who wants to build their credit. 

It’s a terrible buy.  

GC is super simple  .the great thing about developers is no test no school just need good enough credit to get a bond and insurance.( which of course keeps many out of the game )))

If you don't have the receipts but used a credit or debit card the company/ store you bought the materials from should be able to look up the receipt for you.  

Regardless, I'm looking for a mentor without taking thousands from my credit card or tapping into my HELCO. 

I'd look into some 0% APR for the first 18 months Credit Cards but it sounds like the amount of money you're looking for is too small for most hard money lenders to want to get involved with.