Recently, I've seen some fix/flip opportunities be put back on the market because the originally investor doesn't want to hold the property until materials arrive on the island to finish the job.  

This story is HUGE but I'll try to keep it brief.June 2019 a woman signs a 12 month contract that says she must get electric and gas in her own name prior to move it and no one except her can occupy the unit (she breaks all 3 of those)Unknown to me - the man now squatting moves in with the former tenantJuly 20, 2020 she suddenly has a huge amount of cash and pays over 5 months back rent - never pays rent again after this dayJuly 23, 2020 booked for a crimeFeb 2020 person moves into cabin next door and somehow put wrong cabin electric meter in their nameNov, 2020 she's jailedMay 2021 my dad arrives and slowly starts realizing the scope of the problemJuly 2, 2021 I arriveJuly we get Real Estate One to be property managers starting Aug 1, REO agent meets with 2 current tenants and gets them on new contracts, REO makes a deal with squatter, he agrees, he never shows up to the REO officeAug 9 post 7 day notice due to non paymentAug 16 court house says can't because COVID, try 30 day notice to quit - post thatAug 17 hand 30 day notice to quit to squatter (had to bang on his door at 7:15a to catch him as he'd been hiding from me for 2 weeks)Aug 19 figure out squatter's cable is in the name of jailed tenant's daughter who lives 2 counties away with her legal guardian (yet Spectrum refuses to cancel service)Aug 20 figure out the electric meter mix up. next door unit moved out in June yet was still be charged electric. why?

FHA Pros:-Friendly to lower credit scores (580-680)-Can buy multi-family with the same 3.5% down payment-DTI up to 55% (vs 45-50% for conventional) FHA Cons:-More difficult property/appraisal requirements-Frowned upon by agents, so the offer is weaker compared to conventional-LOTS of additional back-end stuff that makes a lenders job more difficult -If you're in a community property state, you have to include spousal debts even if they're not on the loan-Permanent mortgage insurance (but if you put 10% down, it'll go away after 11 years) -Fixed mortgage insurance (0.85%).

It was an out of state closing, when I arrived to close, my attorney still don't have the approval.

Example if you start using your line of credit for personal stuff they'll only deduct a percentage of that line of credit.3.

We'd negotiate for increased insurance costs and stuff  but I'd be open to it for sure.  

Crazy stuff!

that is, how long will it take you to break even in interest savings vs the cost of the refi (make sure you compare with actual costs and don't include the prepay/escrow stuff). 

It is a tough market these days, but you can still find good stuff

Some people arrive without knowing how to use sit-down toilets, even, or else being offended by them, so they squat on top of the toilets, anyway, and that doesn't end well.