After grad school I anticipate starting salary of 300k+, but will have 200k student loans which will only delay/limit me from starting my real estate investing journey.I have enough saved for up to 15% down payment on a fourplex around 450k, but dont want to go hard money lender/dscr as they are currently in 7-9% range.

They also allow improvements (with documented evidence) to the property to be backed off the sales price for basis.If you do not need the money and don't mind the cash flow, consider owner finance and carry it out for years.  

Start with small steps, pick deals wisely, plan your spending, and always have a plan B.

Are you trying to buy a property or wholesale and if either, is your money in order to be making these calls? 

Thanks for clarifying, it is amazing how many people spend money bidding but don't understand the simple basics. 

Each child can hold a specific property or properties, investments, assets, borrow money, or have a specific business purpose.

More liability=More money as most things in business.

Last year I barely made any money after all expenses were paid.

Hi John-Thanks for sharing this list of Top 10 Real Estate Markets for Cash Flow in 2024.I too found it interesting to see Flint, MI on the list but as a graduate of the University of Michigan-Flint and Mott Community College in Flint and I am back there often enough to say Flint has done a lot to develop itself and a lot of money has been poured into Flint after the water crisis.I say good for Flint.

Buy property and hold onto it forever.If you listen to YouTube gurus that tell you to borrow money from other people, max out credit cards, or that you can buy 50 houses in one year, then you get what you deserve.