I really appreciate the community here and have learned so much just reviewing old posts and searching on specific questions and topics.

If you are interested in a specific property, you can start by contacting your agent and communicating your interest to them.

The sellers don’t want to return the earnest money, creating more problems.If anyone has experience with this, could you advise on legal options?

Some want specific day and time window.

Most of this was done by our property manager (Neighborhood Property Management), but they have a good website (Housing Choice Vouchers), including a specific section for interested landlords. 

I appreciate any direction I can get on here or if anyone has specific lenders that you have experience with that I can reach out to. 

We have a program that will go up to 80% that is state specific. 

So, for filing property taxes for the year 2023, you would use the amounts paid during that tax year, which would be $5200 + $5500 = $10,700.However, if you're encountering conflicting advice from different CPAs, it's advisable to clarify with them the specific regulations and practices governing property tax filings in your area.

Upon default, our deed of trust specifically allows us to require the borrower to prepay into an account to cover insurance, taxes, or any other unpaid obligations.

I can't speak to your market specifically but...Talk to LOCAL or regional banks.