I have mentioned a few times on BP For all these folks trying to bust into the business but need to make money this is a great way to learn details and make cash without having to spend much if any money other than a computer scanner printer phone. 

If they have to be pursued constantly sucking away time and money then usually best to let them go.To me time is money about 3,000 an hour.

Roll money into paid ads on Facebook or YouTube.

When the bank lent you the money is when interest starts accruing. 

Wholesale should never be done with a listed property unless you give 100% full disclosure up front so the agent and seller knows you have no real money no real means to close unless you can find a buyer etc etc.. but of course here we are talking about this and poor wholesaler cant get deals LOL

(Before you start reading, I think the overarching theme of this question is that the definition of a Hard Money Lender and Private Money Lender has changed throughout time.

I just think Columbus has been buzzy for a long time so a lot of new investors choose it for the wrong reasons.Like, you can still make money in Austin, but you missed the big money and now it's much harder.

DIYing the place can help save money, but for someone that doesn't have all the tools and know how, it'll probably take longer and might cost more.

Or you just put more money down?

There are normally three traits to make a business successful - Experience, Money, Time.You mentioned already not having the experience.