In fact with a slightly higher credit score and full documentation income lenders are going to 95% CLTV..SFR not condo..check in with @Joseph Chiofalo he's helping several clients with cash out HELOC's and fixed seconds currently. 

I understand that we all would like to be able to buy cash flowing rental properties at a low interest rate with zero deferred maintenance and sit back and collect checks.

Purchase price: $177,000 Cash invested: $50,000 - Single-family home in a Residential area near the University of Rochester- Purchased flipped home without inspection, many costly hidden issues revealed after closing - Currently rented for $2,200.

I am currently living off a small amount of self employment income, savings and 401k due to health issues so I don't go on the financing per my lender. 

Cash flow return on SFRs is going to be minimal right now.

I bought my second duplex as a house hack with a mix of savings and a heloc.

Purchase price: $1,000,000 Cash invested: $400,000 Purchased 25 acres with 30,000 sq ft of buildings with intention of transforming it into a retreat venue - currently leased.

I own an investment property outright and paid with cash a few years ago.

You have just saved yourself money and a headache from work or workmanship that is probably not up to your standards.Good Luck

He is reluctant to accept my all-cash offer, which he believes is very low.