Do different agency lenders have different spreads and interest rates?

Private money How did you add value to the deal?

I am a flipper and I have borrowed money from a private lender, who I paid loan origination points to as well as mortgage interest.

I think that purchase price is pretty close to the minimum loan amount requirement lenders have for conforming loans.

You could do private lending at 12% to stay in real estate. 

I'll say this: as someone who's brokered many DSCR loans with many different lenders, 95% of the DSCR space stopped lending to STR's a year ago because Wall St. isn't buying the notes for STR's.

I am currently looking for the best STR refi lender for 6 STR homes.

Private lending

Is private lending more cost effective and flexible than hard money lenders?   

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?