@Mina SummersUnless the real estate agent is material to the transaction, they would have to make a grand argument to get paid.

The conditions you mentioned are much more long term.If anyone wants to argue about it, they should read the NIH material on the topic. 

Take the 4plex and negotiate it down to a point where a cash buyer would be interested; assign it and get the rest of the package seller financed.

Lastly, I partnered up in a package of houses, where we also bought cash (partner's money, my plan) and are paying them all down.

Just ask our last time share presenter. 3hrs later I had a free cruise package (upgraded the package at my choice/cost to a nicer room), $25 gas card, two nights in a Marriott, $100 restaurant gift card, and two tickets the comedy club. 

To do this we have several regulatory law firms on retainer to help us understand issues and to review educational materials we produce.That stated, it is important to understand that what may work in one state, may not work in another, so what can or cannot be done in Wisconsin is not the same thing as exists in the bordering state of Illinois.Here are some things to consider:Licensed lenders (meaning a state licensed lender with at least one MLO on their payroll) and depository institutions cannot legally partner with an unlicensed entity, but they can enter into a joint venture relationship that has many compliance requirements the lender must do, and compliance requirements the lender must require of the third party.It is a violation of federal law to artificially increase a price in order to hide fees or other requirements under several federal laws. 

@David Dachtera @Rolanda Brown @Jack HensyIm currently living in a rehab house i took Sub2 in a package deal earlier this year.

Are they preparing loan packages on your behalf and submitting them to banks (like a broker would)?  

Also, the better put together your loan package is and the easier you are to work with the more likely a lender will want to work with you.Also, the deal has to be good for a lender to be willing to cut rates and fees.  

I assume I can negotiate a package deal for all 28 units.