My market has many single family and a few multi family properties.

I learned that in order to use the VA home loan for a multi-unit property you need to have 6 months of mortgage reserves in the bank. 

Look at the advertisements. 

We don't own anything yet, but looking into a multi-family in the suburbs of Buffalo ( Williamsville / Amherst/ Tonawanda ) to begin our journey.

First time buyer.   I am looking at my first Off Market Mutli from a couple friends who have not put it on market.  They have money and don't need the income.   And they are tired of dealing with it.   It is professio...

Times like now though they're too backed up to get into the cheap work and we can find a local painter, normally someone new that is just starting out on their own and doesn't have the name recognition to command the higher price, advertising on local town FB pages.

But it's not protected under the Federal Fair Housing Act.Here's a link to what's protected under the Federal Fair Housing Act:RaceColorNational OriginReligionSexFamilial StatusDisability   Even apartments.com's own Terms of Service don't seem to prohibit what you posted (again, as long as you didn't reference source of income):Compliance with Fair Housing LawsAll Content is subject to federal fair housing laws, which make it illegal to indicate in any advertisement any preference, limitation, or discrimination because of race, color, religion, sex, physical or mental disability, and/or familial status.

From your topic of single vs. multi-family, I prefer multi-family instead because it's faster to scale that way.

If the numbers make sense, multi-family would be a great way to scale faster.

Is it a single family or a multi-family property?