I'd just get a hard money loan; they exist mainly for financing flips. 

Those are the main points to a contract.

The other portion is mainly business law and estate planning (a lot of which is ancillary to real estate). 

My focus is mainly going to be long term by and hold.

I would like to see a place in the forums where all the different spreadshets/ documents that people post are placed.So whenever someone posts an excel sheet for lets say calculating a rehab or property checklist etc. it gets put in a main place so that if someone is looking for a certain excel sheet, type of doc. they know where to go....What does everyone think?

What is your thoughts on hard money investing in the New York area, mainly Syracuse.

Also, a guy could almost intentionally go after listed homes by sending a flyer to the listed home's homeowner as well as to others in that block, so as not to make a total enemy of the agent.

I actually started selling residential real estate in the 1980's with the intent of investing.

The main one could be that your focus is narrowed to the area you are farming, but if you choose your farm area well then this should really be more of a help than a hindrance, because it will mean more business for you overall.

The rub was the borrower pretended to be purchasing a home to live in and actually had no intention of living in the home.