I've never owned a credit card, and never used an auto loan to get my car.

Click here to check out the cities. http://www.bloomberg.com/graphics/2015-stem-jobs/

I just bought our first home in march, looking to pay off some credit card debt and save for our first investment.

My trust in people degraded as my perfect for 10 years credit score went down and my never holding debt on a card or paying interest to a credit card company for 10 years when up and nearly bankrupted me over the past year.      

(accounting features, online payments/applications, owner payments, screening etc)And you have no idea how much I referred to the ebook - Accounting Debits/Credits always screwed with me in college - maybe a right brain/left brain type of thing I was always good at math, but for some reason those two always tripped me up as it really doesnt apply to the daily life version of how we use debit/credit or think of the concept when paying for things on our debit/credit cards etc -- Always had in my head debit was taking money away, however not always the case in accounting.  

Nice borrowing $3.8M on a 140k house, I wonder who is going to get stuck with that mess when that house of cards collapses. 

I've got 4 mortgages, 1 car loan, 1 student loan, 1 balance on a Visa card, 2 balances on store cards and 1 credit card that I pay in full every month.  

Maybe I can send you a gift card so you can treat yourself instead.

Almost everything but a home loan (Roths, 529, auto loan, business business checking and saving, personal checking and saving, and credit card).My question is, Should I start searching for credit unions that offer more?

There are plenty of sources of capital including personal savings, credit cards, lines of credit, self directed IRA accounts, hard money lenders, private lenders (e.g. family, friends others who want to get into real estate but don't have the time) and seller financing.