How to choose a good small local Credit Union?

[Brandon Heath]

Hello Everyone,

I would like to purchase my first property in the next 6-9 months. The plan (at the moment) is to attempt to use a FHA loan in order to finance a small multi. I recently stated looking into what programs the credit union I currently use offers and it turns out they dont offer FHA loans. Now this really bummed me out because i've noticed on the forum and in podcasts that its great if you have a long relationship with the bank and how you should just walk in off the street looking for a loan. Basically that having a good relationship with your local bank or credit union is almost priceless.

I've been with this small credit union for 8+ years. I currently have use multiple services for my personal accounts as well as business. Almost everything but a home loan (Roths, 529, auto loan, business business checking and saving, personal checking and saving, and credit card).

My question is, Should I start searching for credit unions that offer more? When I started looking around the web at local credit unions, others offer multiple types of conventional loans. Should I find one and move most of my accounts over? (in order to start building a relationship) Should I start with just the basics, like maybe a checking and savings? Is this not that important and i'm wasting my time thinking about it? 

Any and all suggestions are welcome!

(I wasn't sure if I should list the actual credit unions I have available her in San Diego. If this info will help, let me know)