Hi Everyone, I am trying to understand if lenders for DSCR loans will take midterm rental rates into account or only long term rents of the area?

It can also be a a good market for appreciation IF you know where the path of progress is.I disagree about South Bend being on a downward trajectory.

What's the risk to the local roads for short and long-term hazards?

I just got a duplex with tenants in it, one was M2M paying way lower than market rent but she was a 2 year tenant with a good record, I just renewed her lease increasing little to a number that works but still below market rent, the positve note is that she is paying on time and I didn't have to spend money in the property, the other tenant renewed a lease with us and paying close to MR, at the end of the day you need to do your due diligence and make sure the numbers work.Same question for people who have bought properties without tenants already there?  

Good advice here.

I have been contacted by a company wanting to lease my single family furnished rental on a long term lease for men recovering from addiction.

you keep saying "high ROI returns" without any data to back it up. and I have a couple of 3 bedroom beach properties and I dont always get $190 a night. i mean, good for you, but it seems like you are coming on here trying to sell a product rather than just discussing it.

Not every real estate agent is a good agent. 

Since you're new to this, building a reliable team of professionals, an experienced agent, a lender, and a property manager→ will be crucial for long-term success.If you need assistance with financing or further guidance on scaling your portfolio, feel free to reach out.

There's a very good chance the issue(s) you face have already been discussed and answered.Ask questions in the appropriate forum.