You still have to pay it eventually, possibly at a higher rate.  

Non-QM products don't, but you'll be capped at 75% LTV and pay above-market rates.

Be able to answer questions regarding average price points, rental rates, new developments, local policy change, population density, job/business allocation or relocation, etc.

Interest rate is at 3.5% so I'm not going to refi.

I'm just so doggone curious why my response rate on my postcards was a whopping 10% in California City but pretty much 0% in Lancaster and Palmdale.

Also house hacking gives you the best interest rates and ability to purchase with little money down. 

@Gregory Frisoli,Your circumstances were shared by a lot of investors these days (with rates where they are). 

@James WiseI am going to borrow the money to pay my buyers agent from a crocodile lender, then ask the seller to sell it subject to and finance 100% the equity at 0% interest I will then take an advance on a credit card that is 0% and within 12 months I will be able to refinance everything when rates go back to 3%.

Realtors are independent and set their own rates. 

I have an escalating rate if people don't vacate on time not sure if you can do that in California.