I have thought about that question and my end goal is to build a big enough business where I no longer have to work (outside of real estate, of course) and I can financially support me and my family with income generated from the properties that I'd own. 

Seller concessions - Assuming the appraisal will support a higher purchase price, you can offer more and have them give you seller credits towards the closing costs.Gift funds - a relative, defined as the borrower’s spouse, child, or other dependent, or by any other individual who is related to the borrower by blood, marriage, adoption, or legal guardianship. 

In other words, you can't do a cash-out refi if the valuation does not support management.  

A 100 amp panel can support a heat pump.

I want to do whatever us most profitable and supports our overall goal in reference to keeping or selling the home in Corona.

Just make sure to consume contents here as much as possible and feel free to ask any questions you may have.

You can look to see if there are local laws that will help support you. 

Would also say that without capital and experience, it would be hard to get a good deal under contract.Start making contacts with investors, lenders, etc at local REIA and other forums.Last but not least, I would also encourage you to make sure your underwriting is robust and supports the correct assumptions (vacancy, leasing staff, maintenance staff, etc).

I appreciate all the help and support.

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