Do most of you have a more general business plan to take to lenders or do you ususally find a specific property before seeking out financing?

A more realistic view will help you avoid getting over your head.

I have a more recent follow up called bringing lenders to their knees.

From a "moral" standpoint I know the seller will not benefit, since whatever money is made besides my "10% commission" will go to repay his debts to my mentor (who used to be HML).The person being added to the title is also my mentor's person.

This would possibly give them some inventive to deal with your gentleman in a more respectable way than they have currently.

Up around 6:30 AM then sleeping by 12:00 AM or so

Time to actually read the Constitution.It states "We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America.The preamble here states what the rest of the "letter" is to accomplish with all its suddelties and parts.What I stated is in there, is what you stated in there?

On a more serious note, I agree with both Anonymous and Sue Donym.

I know that the political discussions were a turn-off for many people, so I'm hoping the Change makes BP a more friendly place for them.Its still there - just not in your face as much if you don't want it to be.

Suffice it to say, I've paid more in taxes the past couple years than most families make in income in a lifetime, and yet I don't feel the need to complain about the government using my money to make this country a more desirable place to live or to try to ensure that children have health insurance.