Jay- are you suggesting purchasing the primary I am trying to acquire as tenants in common or the duplex?  

I am reaching out because I am looking for further knowledge on borrowing money from private and hard money lenders so I am hoping someone can answer my questions.When it comes to private money or hard money for an apartment or commercial building, multi family or even single family, what is the process you take in acquiring the money to close a deal?

I realize the extra cashflow, and I can always make additional principal payments.  

The funny thing is, yes, I'm looking to acquire some new investment properties for myself.

Depending on which one you utilize they will not look at your "DTI" but they will look at your global cash flow in addition to the income and expense of the property.  

Should I just handwrite this into the "Additional Terms" section at the end of the agreement? 

Or do they charge additional fee immediately after you register?

If this price is say $50k and then factor in an additional $15-$20k for rehab with an market value in the $80-$85k range then that's a different story. 

In addition, the property tax rates in the state are some of the lowest around, which makes a big difference. 

The deal was marketed as "value-add". It