you may want additional insurance if someone other than the contractor is on your property..a jobsite visitor is not covered under the contractors insurance policy

Rule breakers don't feel comfortable renting from us and either don't apply or move on.We also have a strict "no smoking" policy, which doesn't allow smoking anywhere on the premises, and that alone weeds out many undesirable people and helps preserve the property.

It is in the process of getting a new roof and exterior paint due to a hail storm last summer (putting that insurance policy to work).

The house is a complete disaster and in process of an exstensive remodel now,,all due to my FAILURE to make and ENFORCE occupancy numbers policy.

The Act also prohibits housing providers from refusing residency to persons with disabilities, or, with some narrow exceptions, placing conditions on their residency, because those persons may require reasonable modifications or reasonable accommodations.With respect to reasonable accommodations and reasonable modifications: * The Act makes it unlawful for any person to refuse “to make reasonable accommodations in rules, policies, practices, or services, when such accommodations may be necessary to afford . . . person(s) [with disabilities] equal opportunity to use and enjoy a dwelling.†* The Act makes it unlawful for any person to refuse “to permit, at the expense of the [disabled] person, reasonable modifications of existing premises occupied or to be occupied by such person if such modifications may be necessary to afford such person full enjoyment of the premises, except that, in the case of a rental, the landlord may where it is reasonable to do so condition permission for a modification on the renter agreeing to restore the interior of the premises to the condition that existed before the modification, reasonable wear and tear excepted.â€It is important for all real estate professionals to remember that the federal Fair Housing Act prohibits discrimination in housing on the basis of race, color, religion, sex, familial status, national origin and disability.

I know the existing leases must remain in place until their expiration dates but I imagine I need to provide the existing tenants a "change of ownership" form, provide new mgmt contact info, provide new rules regarding repairs and policies, etc.

I also read that being honest by saying that this business is young and you have worked tremendously hard to start it so at this time the company is not in a position to make ANY exceptions to the policies or procedures.

It's insured through a local AmFam agent, who also has my car and motorcycle policies. 

What are the odds insurance companies use to price your policy?

I have acquired a Bachelors of Arts in Psychology and my Masters of Science in Social Work, Management, Leadership, and Community Planning (MLCP), which provides me the knowledge of organizational management, staff recruitment and training, policy and budget analysis.