We have tons of cool historic buildings, a rich history, great transportation, pockets of very stable neighborhoods, and diverse employment opportunities.  

I have been considering rolling my employer-sponsored 401K into a checkbook/self directed IRA for the purpose of providing hard money loans because I am DISGUSTED by the low ROR I get now.  

I haven't employed this strategy yet and my only credit card is fully paid down.

Yes, there is an investor program that with 20% down, you don't put any income or employment on the application.

For example, skip tracing and background checks (not employment or tenant, as they disallow that.) 

But it goes deeper, larger debt loads on non liquid assets requires analysis of cash, use of cash, inventory turn over or how fast we turn over deals or tenants, how quickly we collect revenues, tax liabilities, seasonal changes in those areas of business and real estate that are subject to seasonality (vacation rentals, apartments near colleges or seasonal employment, think motels or restaurants or gas stations and C-stores).  

I am self employed and curious as to my lending options.I file my taxes and claim all my income and make my deductions.I will be using 2021 and 2022 tax returns.I am 100% owner of an LLC S-Corp.My self employed income starts in 2021 and my LLC was founded January 2022.I have a business credit card and bank account.My income when working is consistent and predictable.

I am self employed and curious as to my lending options.I file my taxes and claim all my income and make my deductions.I will be using 2021 and 2022 tax returns.I am 100% owner of an LLC S-Corp.My self employed income starts in 2021 and my LLC was founded January 2022.I have a business credit card and bank account.My income when working is consistent and predictable.

I'm trying to grow my portfolio but don't have any money for a down payment nor the ability to get a mortgage since I'm self employed.

(Owner covers water and garbage.)Turbotax will not account this as rental income, and wants to count it as self-employment income on Schedule C.