Thanks Charles cnbc.com This is just a test.

Hi I am new to BP and REI I want to find a mentor who can help me put some of the knowledge I have learned from various books and seminars to the test.

Unfortunately I think your chances are between slim and none getting a bank to loan you money based on a business plan right now when the business is young and/or has no assets.I think your time is better spent trying to find private money to procure assets going forward.

Who tests the GFIs before they move in?

l quick here.I just finished about a month of testing this with my students and I thought some of you might appreciate this too.

it's already been suggested to get the past energy usage so i won't suggest that, however, i would suggest asking the electric company if they do free energy tests.progess energy will come out to the house, test window seals, check out energy usage on appliances, check insulation, etc and see what can be improved to save on electricity. personally, i couldn't imagine keeping it on 73 all the time. that's warm to me. the $400 bill for a 1600 sqft house during the coldest winter on record is not a surprise.

Since you have no mortgage, you should protect your equity through the use of a time tested agreement to sell which will likely offer you better protections against potential loss.

My test for if a neighborhood is too "bad": would I be comfortable sending my wife there at night?

One can only hope I never need to test it and that we never get sued haha!

Hi SteveThanks for your comment.You make a good point and I hope you are right but I am not willing to be a test case.I am not qualified to say, don’t do it, just that the government has the resources to prove their point that the subject of the “referral†ultimately paid.