You are now making a full mortgage payment, a full heloc payment, and your heloc is already tapped out so you can't withdraw more. 

I thought Palm Springs would be tapped by now?

It was something that a friend brought to me as a “hey you might be interested in this I don’t know if its good or not” my wife and I were tapped as we just got our 2nd investment property in two years so we looked into a HML.

At the same time, I am trying to be smarter about what/where we send and tracking areas that may be tapped out or unresponsive to investors at the current time. 

The purpose of building wealth your family can tap into is to make sure they have something to hang onto in case you are no longer there to teach them anything.The future's uncertain and the end is always near. 

Also that is the only avenue to get at REOs or Short Sales which might not be as plentiful anymore, but are sure out there still.If you are tapped out monetarily for marketing you can still do the easy stuff like place ads on Craigslist and answer ads on it as well.Lots of options and you are off to a good start getting your message out there!

This group of people is probably the least tapped into referral base you have.

This is when the deals are made and one of the reasons we were so successful at it. so many of the competition really did not have any real money or liquid capital they could tap on a moments notice.that's the reality of NOD buying.

Maybe it's time to tap into a creative way of getting the message across.

It is good to send a variation of mailers to your prospect because you will tap into different demographics.