in many instances I would be funding 5 to 6 competitors in one city.. talk about having to work in a confessional

I'm curious if I can find someone funding investor notes with less than 20% down. 

What I am looking to do is leverage their investment for just one deal at a time allowing them to be first lien holder on the property and then prove the value and work towards a relationship that will allow me to use the funds for say 6-12 months, with payback terms and interests allowing me to turn that money over a few times vs. just one property at a time. 

Try wholesaling first to come up with the funds if you don't have easy access to the 3.5% needed for the down payment.

It would be a lot easier to just sell, put it into your mutual funds, and not worry about it.

@Kimi Ho similar to 1031 exchange name change where everything tied with buyer/seller SSN/EIN and you cant mix funds for 2 separate EINs/SSNs , properties needs to have separate account as tax paying entity to county office (i.e. 2 separate tax bills aka 2 addresses).  

If it is soon - you may want to consider selling it if it will resets to a much higher rateIf you sell the property - what is your plans with the funds?

I wanted to use the funds in my SEP-IRA for buying this property. 

We have some personal money to work with but not enough to fund an entire project.

or is it better to sell my condo and use the funds from the sale for the new house?