For deals I do with my own buyers no matter if they are other investors or home buyers or seniors on reverse mortgages I will be honest and say I am not sure what they see – I think the title company I use only provides the sellers statement out of habit because of the volume I did several years ago with a the referrers.

If the HOA lien was senior to the BoA lien, then the BoA lien should have been extinguished at the foreclosure auction when the HOA lien bid happened; my guess is that if BoA's line was going to be wiped, then they would have been there bidding to win.

Marie this goes directly to my point in the post about buying junior loans with the intent to not pay the senior loan.Just cause everyone is doing it doesn't make it ok or mean they won't come back later and try to nail you for it.

Hi Keith,Depends on the type of loan and lender you are dealing with and their underwriting requirements.Seasoning is often a "sourcing the money" search for an underwriter to find any undisclosed private loans that will affect the DTI ratios to pay the senior lender (first position).They want to know how you got the money and any strings attached to it when they make a loan decision.

So, with China starting enforcement of their 1993 tax code, which requires Chines citizens to pay taxes on any overseas income and declare overseas investment, I wonder what the effect will be on the Westcoast housing market. 

., Yes, there is a state density bonus but it is intended for large multi-family developments that devote a certain percentage of the units to affordable or senior housing.

I too was in commercial property management, smaller scale though, and also as a business manager for senior communities.  

Sorry, maybe you haven't read the Constitution.Amendment 4 - Protection from Unreasonable Searches and SeizuresThe right of the people to be secure in their persons, houses, papers, and effects against unreasonable searches and seizures shall not be violated, and no warrants shall issue but upon probable cause, supported by oath or affirmation, and particularly describing the place to be searched and the persons or things to be seized.Amendment 14 - Rights of Citizenship (Ratified July 9, 1868)All persons born or naturalized in the United States, and subject to the jurisdiction thereof, are citizens of the United States and of the state wherein they reside.

These include Owners with Low Financial Stability Scores (FSS) and Seniors with Long-time Ownership.A list broker can help you work out the best criteria.

If you are based out of the US and not a US Citizen borrowing money in the US could be a challenge.