Alternatively, if you have money tied up with a self directed IRA, you could use that as an alternative way to lend money. 

On expenses side, what I usually do is use all actual expenses from the listing / seller and try to confirm and cross-check each of them with an alternative source. 

An alternative if you have a lot of equity in your personal home is to refinance it to get the cash out and you can stay in your home.But if you would like to live in the fourplex and you don't find yourself longing to stay in your current house, than go for the full house hack and live in the fourplex and basically live there for free!

For whatever reason, this was a popular layout.

I have alternative investment strategies and am setting myself up for when it comes to take advantage of it

I could have taken many alternative courses of action...instead I sold for a 125% cash on cash return.

Asking $259K  in a very popular area excellent location .

Here's another alternative.

@Tyler ChenaultSellers can expect to get a premium for offering to finance, meaning they are more likely to get their asking price in a buyer’s market.Seller financing rises and falls in popularity along with the overall tightness of the credit market.

Or would the alternative work where we both claim 50% of our current rental income and try to get approved for another multi family even with the mortgage debt showing.