I am currently in the Army and deployed in Afghanistan, but I am officially moving to Richmond next year.

Earnings quality, rather than improving is actually deteriorating, as indicated by the increasing gap between official and pro-forma EPS numbers.

What you do now is make everything official.

The IRS language prohibiting self-dealing in retirement trusts is very clear and, in my opinion, well supported by the logic of the program. 

There's no tone or inflection or body language to go based on.  

But the city official who is assigned this violation said he has not other permits to alter the structure.

You can find the official information here:http://beta.biggerpockets.com/forums/521/topics/133549-washington-state-offical-bp-meetup---south-sound---july-8th-2014It will be a great opportunity for you to network, meet the people you see so often posting on the forums and make great connections.

Its similar to first time buyer programs in that its a special loan program or incentive to people who buy and live in areas where local officials or government want to focus on.

And the website was washingtons website that said about the bulbs, i would think the states official site wouldnt be wrong on that?

(Read this article on the SEC investigation here: http://www.mpamag.com/mortgage-originator/sec-points-finger-at-brokers-in-bofa-suit-15586.aspx In June, whistleblowers came forward and accused B of A of unscrupulous and downright illegal foreclosure practices where B of A bank officials were offering rewards to front line employees for meeting foreclosure quotas.