Thanks for the help!

Any advice on which neighborhoods are great for investing is greatly appreciated.

Happy to connect if you are still needing help

However these are probably not move in ready, so you might have to do renovations and you don't recover that.HOA liens are risky and you likely get wiped out at some point.I'd say mitigate your risk by NOT buying condo foreclosures, but neighborhood HOA foreclosures where the HOA dues are more like 400-$600/year, so maybe you pick these up for $1500 and live in a $300,000-$400,000 house for a year rent free. 

Mr Tenant, Im very excited about the opportunity to be your landlord and provide better service then you've experienced in the past" (side note it helps if you've already demonstrated your increased service) "As you know the renewal time is coming up quickly.

This has driven up property prices and job opportunities.I can send you a list of contacts in Ohio to help you build your team, including property managers.

Let me know how I can help!

If you need more details or have specific needs, let me know, and I’d be happy to help further!

Any advice will help!

For example, we mostly do student rentals in Eugene, OR and the banks lend on the appraised value but take the total rent (which is by the room) to account for DSCR.If you're asking about a DSCR lender who lends on income and doesn't look at appraised value, I can't help you there unfortunately.